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At Ferrara, Ferrero, Fox’s Burton’s, and The Fine Biscuits Company, we’re loved by people of all generations for the joy we bring—and that joy is crafted by our people. Join us and explore a whole world to discover, where your passion will find its place.

Today, Ferrara is the #1 sugar confectioner in the U.S, with global sales in more than 40 countries. Ferrara boasts a passionate team of over 9,000 employees around the world who deliver and create hundreds of iconic and beloved products.

In the U.S., more than 67 million households annually enjoy our popular brands like NERDS®, Brach’s®, Jelly Belly®, SweeTARTS®, Laffy Taffy®, and Trolli®. In Brazil, Dori has become a household name with snacking products that include brands such as Dori, Gomets, Pettiz, and Yogurte 100. And, in France, Carambar & Co have earned generations of loyal customers through the timeless appeal of iconic candy and chocolate brands such as Carambar, Lutti, Krema, Poulain, Vichy and Terry’s. A privately held company, Ferrara Group is headquartered in Chicago. Ferrara boasts a network of over 30 locations in North America, South America, Europe and Asia Pacific that includes manufacturing, distribution, sales, and R&D facilities.

Learn more at www.ferrara.com or www.linkedin.com/company/ferrara-/

Credit Analyst

Work Location: Chicago

Due to the highly interactive and team-based nature of this role, in-person attendance for most of the workweek (i.e., 3 days or more) is essential for: effective communication including during in-person meetings, strong supervision, real-time problem-solving, and participation in cross-functional initiatives.

Want to make an impact?

The Senior Credit Analyst is responsible for managing customer credit risk while supporting the organization’s revenue growth. This role partners closely with Sales to establish appropriate credit limits and payment terms, mitigate financial exposure, and ensure consistent and timely cash flow. With the implementation of credit insurance, this position plays a critical role in safeguarding the business against risk while enabling continued growth.

The role is responsible for preparing comprehensive credit review proposals through analysis of third-party credit reports, customer payment history, internal payment trends, and key financial metrics derived from financial statements. These recommendations are presented to leadership for review and approval. This position is instrumental in maintaining strong credit controls, supporting integration efforts, and driving informed decision-making to balance risk and growth. This position will report to the Sr. Manager, Pricing and Accounts Receivable

Ways you will make a difference

Analyze financial statements, third-party credit reports, and customer credit history to assess overall risk across all customers
Identify and evaluate trends in customer payment history and internal payment behavior to proactively manage risk and inform credit decisions

Prepare and present comprehensive credit recommendations to leadership for review and approval
Monitor daily orders on credit hold, assess account status and exposure, and provide clear release or hold recommendations to minimize disruption to shipments while protecting the company from undue risk.
Partner closely with Sales to structure credit limits and payment terms that support revenue growth while managing risk
Support the implementation and effective use of credit insurance to mitigate financial exposure
Standardize credit evaluation processes across newly integrated customer portfolios to ensure consistency and efficiency
Identify and consolidate duplicate or inactive payer accounts to improve data integrity within the customer master
Strengthen overall credit risk management practices to protect cash flow and reduce potential bad debt exposure
Perform annual review of the credit policy
Contribute to scalable business growth by balancing risk mitigation with commercial objectives
Perform other duties as assigned

Skills that will make you successful

Bachelor’s degree in Finance, Accounting, Business Administration, or related field
2+ years of experience in credit analysis, accounts receivable, or financial risk management
Proven experience conducting credit reviews and establishing/maintaining customer credit limits
Strong knowledge of financial statement analysis (income statement, balance sheet, cash flow)
Proficiency in financial ratio analysis and credit risk assessment methodologies
Experience utilizing third-party credit tools (e.g., RetailStat, Pulse)
Experience analyzing AR aging and customer payment trends
Familiarity with credit insurance programs and risk mitigation strategies (preferred)
Experience supporting integrations, mergers, or portfolio transitions (preferred)
Proficiency in ERP systems (e.g., S4 Hanna) and advanced Microsoft Excel skills

Experiences that will support your success

Strong analytical and critical thinking skills with the ability to interpret data and support decision-making
Sound judgment and confidence in making risk-based decisions
Clear and effective communication skills, including the ability to present to senior leadership
Professional presence with the ability to influence and navigate sensitive credit discussions
Strong organizational skills with the ability to manage multiple priorities and deadlines
High attention to detail and accuracy
Proactive and solution-oriented mindset with a focus on continuous improvement
Adaptability and ability to perform effectively in a changing, fast-paced environment

What We Offer

At Ferrara, we’re proud to support our employees by providing comprehensive benefits such as health insurance, dental insurance, a 401(k), and paid time off (PTO). Eligible employees may also receive an annual bonus based on company performance. Learn more about our benefits at https://flimp.live/Ferrara-Candy-2025-OE-QR

Compensation

The salary range for this role is $71,100 - $99,540 annually.

EQUAL OPPORTUNITY

We are proud to be an equal opportunity employer. In order to provide equal employment and advancement opportunities to all qualified applicants and employees, employment decisions and opportunities at Ferrara will be based on merit, qualifications, and abilities, without regard to race, color, creed, religion, sex, sexual orientation, gender identity and expression, marital or civil union status, national origin, ancestry, citizenship, age, military or veteran status, disability, handicap, genetic information, pregnancy (childbirth or related medical condition), or on any other basis prohibited by law. This policy governs all aspects of employment, including selection, job assignment, compensation, discipline, termination, and access to benefits and training.

Nearest Major Market: Chicago